Disclaimer

General Information Only

The information published on this website, including all text, graphics, articles, commentary, market analysis, strategy descriptions, team profiles, and any other materials, is provided for general informational and educational purposes only. It does not constitute, and should not be construed as, an offer to sell or a solicitation of an offer to buy any security, financial product, or investment service in any jurisdiction.

Nothing on this website constitutes personalized investment, financial, tax, legal, or accounting advice. The information presented is general in nature and may not be appropriate for your individual circumstances, financial situation, investment objectives, or risk tolerance. Before making any investment decision, you should seek independent professional advice tailored to your specific situation from a qualified and registered advisor.

Personalized investment advice is provided exclusively through direct engagement with a registered Olympian Financial advisor, subject to a formal Know-Your-Client (KYC) assessment, suitability determination, and the execution of appropriate account documentation in accordance with applicable securities legislation and CIRO rules.

Past Performance Warning

Any reference to historical returns, performance data, portfolio results, or investment outcomes on this website is provided for illustrative purposes only. Historical performance data is not a guarantee, promise, or reliable indicator of future performance. Investment returns and principal values will fluctuate so that an investor's holdings, when redeemed, may be worth more or less than their original cost.

Performance figures, where shown, may be presented before or after fees and expenses unless otherwise stated. Fees, commissions, and other charges reduce investment returns. Benchmark comparisons are provided for reference only; benchmarks are unmanaged, do not reflect fees or expenses, and it is not possible to invest directly in a benchmark index.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. The information on this website does not take into account the investment objectives, financial situation, or particular needs of any individual investor.

Forward-Looking Statements

This website may contain statements that are, or may be deemed to be, "forward-looking statements." Forward-looking statements can be identified by the use of forward-looking terminology such as "believes," "expects," "may," "will," "should," "seeks," "approximately," "intends," "plans," "estimates," "anticipates," or the negative of those terms or comparable terminology, or by discussions of strategy, plans, or intentions.

Forward-looking statements involve known and unknown risks, uncertainties, and other factors that may cause the actual results, performance, or achievements of Olympian Financial, or industry results, to be materially different from any future results, performance, or achievements expressed or implied by such forward-looking statements. Such factors include, but are not limited to: general economic and market conditions; changes in interest rates and inflation; changes in applicable laws and regulations; and competitive developments.

Forward-looking statements speak only as of the date on which they are made. Olympian Financial expressly disclaims any obligation or undertaking to publicly update or revise any forward-looking statement, whether as a result of new information, future events, or otherwise, except as required by applicable law. Readers are cautioned not to place undue reliance on forward-looking statements.

Regulatory Status

Olympian Financial Inc. is registered as an Investment Dealer with the Canadian Investment Regulatory Organization (CIRO) and is a member of the Canadian Investor Protection Fund (CIPF). Olympian Insurance Inc. is licensed to sell life insurance and related products in the Province of Ontario.

Registration as an Investment Dealer does not imply a certain level of skill or training. Clients and prospective clients are encouraged to verify the registration status of Olympian Financial and its advisors through the National Registration Search tool available on the CIRO website.

Commissions, Fees & Expenses

Investment products and services offered through Olympian Financial may be subject to various fees, charges, and expenses, including but not limited to: management expense ratios (MERs); trading expense ratios (TERs); sales charges or loads (front-end, deferred, or low-load); account administration fees; advisory fees; and performance fees where applicable.

All fees and charges applicable to your account will be disclosed to you in your account documentation, Fund Facts, prospectus, or other applicable disclosure documents prior to or at the time of investment. You are encouraged to review all disclosure documents carefully and to ask your Olympian advisor to explain any fees or charges you do not understand.

Olympian Financial advisors may receive compensation in the form of commissions, trailing commissions, or other fees in connection with the products and services they recommend. Full details of advisor compensation are available upon request and are disclosed in the applicable relationship disclosure information provided to clients.

Errors & Omissions (E&OE)

While Olympian Financial makes every reasonable effort to ensure that the information published on this website is accurate, complete, and up to date, we provide it on an errors and omissions excepted (E&OE) basis. We do not warrant or represent that the information on this website is free from errors, omissions, or inaccuracies.

Market data, prices, rates, and other financial information displayed on this website are obtained from sources believed to be reliable but are not independently verified. Such information is subject to change without notice and may not reflect the most current market conditions. Olympian Financial accepts no responsibility for any loss or damage arising from reliance on information that is inaccurate, incomplete, or out of date.

The information on this website is current only as of the date indicated and may be superseded by subsequent market events or for other reasons. Olympian Financial is not obligated to update or correct any information on this website following the date of publication.

No Warranty

This website and all content, materials, information, and services provided herein are offered on an "as is" and "as available" basis, without any warranty of any kind, either express or implied. To the fullest extent permitted by applicable law, Olympian Financial expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, and non-infringement.

Olympian Financial does not warrant that this website will be available at all times, that access will be uninterrupted, that the website will be free of viruses or other harmful components, or that any defects will be corrected. You assume full responsibility and risk for your use of this website and the internet generally.

To the extent that applicable law does not permit the exclusion of certain warranties, those warranties are limited to the minimum scope and duration permitted by law.

Jurisdictional Restrictions

The information and services described on this website are intended for residents of Canada only, and are not directed at or intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to applicable law or regulation, or where Olympian Financial is not registered or licensed to provide investment services.

In particular, the information on this website is not intended for distribution to, or use by, persons in the United States of America or any other jurisdiction where Olympian Financial is not registered as an investment advisor or dealer. Persons who access this website from outside Canada do so at their own initiative and are solely responsible for compliance with all applicable local laws and regulations.

Nothing on this website constitutes an offer or solicitation to buy or sell any security in any jurisdiction where such an offer or solicitation is unlawful or where the person making the offer or solicitation is not qualified to do so.

Contact Us

If you have any questions or concerns regarding this Disclaimer, or if you believe any information on this website is inaccurate or misleading, please contact us at:

For complaints or concerns about the conduct of Olympian Financial or its advisors, you may also contact the Canadian Investment Regulatory Organization (CIRO) directly at www.ciro.ca or the Ontario Securities Commission (OSC) at www.osc.ca.